Like most people, you work hard for your money! Unfortunately, everything you buy with credit will COST YOU a lot more when you have blemishes on your credit files.

 

When negative information is on your report you will become the victim of higher interest rates and more. You will pay THOUSANDS of unnecessary dollars, more than your neighbors with better credit scores.

Lower Scores Cost YOU:

More for Your Mortgage

More for Your Auto Loan

More for Your Homeowners Insurance

More for Your Life Insurance

More for Your Credit Card Interest Rates

You May Pay More for Utility Deposits

You May Lose on a Job Offer

Chances are if you reading this you may be one of the:

96.1% of Americans with an error on your report

29% with an error serious enough to result in credit denial

The Good News - You have the legal right under the Fair Credit Reporting Act (FCRA) to challenge any item on your credit report that may be misleading, incomplete or unverifiable/questionable. If a challenged item cannot be verified, the credit bureaus must remove it. This sounds easy but most find it near impossible to do on their own. Having a professional advocate for you who knows the law and the most effective methods yields you the best results.

Why Cornerstone Restorations - "The Cornerstone Difference"

We use ALL the laws on the books to fight for your rights!

Our competitors ONLY use the fair credit reporting act (FCRA) and send out no more than three letters only to the credit bureaus every 30 - 60 days. If you are lucky, they might dispute a couple collection companies.

What we do is not only dispute to the bureaus; we also customize letters to the companies that put the information on your credit report to begin with. We do not limit our service to a certain number of disputes, the number of letters we send is unlimited. No matter how many companies there are on your reports, we hold them accountable to the letter of the law using ALL the existing